Business and Personal Loans

Related Information
Our commercial and installment loan specialists are ready to assist with your business and personal needs. Whether a purchase of a car or expanding your business, allow the professionals at First Bank of the Lake to help with your lending needs. Competitive rates and terms to fit your budget. Contact Kevin or Rob at 573-348-2265 to discuss your needs. You may qualify for immediate approval and processing.

Mortgage Loans

Call for details on our IN-HOUSE*, 15-30 year fixed-rate mortgages. Available for primary and second homes. Application BEGINS with First Bank of the Lake, CLOSES with First Bank of the Lake, and SERVICING REMAINS with First Bank of the Lake. *Program Guidelines apply. Contact Cheryl Wetzell at (573)348-2265 ext. 119 for details.

We also have the secondary market loan programs that provide financing for all 1-4 SFD properties, including investment, that allow for higher LTV's, lower credit scores, higher debt/income ratios, and manufactured double wide homes.

For current Real Estate rates call First Bank of the Lake at (573)348-2265

Loan Rates for June 30, 2009

All Rates Subject To Change Daily Without Notice

LOAN TYPE INTEREST RATE APR

30 Year 5.375% 5.454%
20 Year 5.375% 5.481%
15 Year 4.750% 4.882%

*Loans greater than 80% LTV require Mortgage Insurance and will increase the APR disclosed above.

APR = Annual Percentage Rate